Chubb Limited · Earnings release · 8-K Exhibit 99

Chubb Limited

Financial

Supplement

for the Quarter and Year Ended December 31, 2025

Investor Contact

email: investorrelations@chubb.com

This report is for

informational purposes only. It should be read in conjunction with documents filed by Chubb Limited with the Securities and Exchange Commission, including the most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q.

Cautionary Statement Regarding Forward-Looking Statements

Any

forward-looking statements made in this financial supplement reflect Chubb Limited’s current views with respect to future events and financial performance and are made pursuant to the safe harbor provisions of the Private Securities Litigation

Reform Act of 1995. Such statements involve risks and uncertainties which may cause actual results to differ materially from such statements. For example, forward-looking statements related to financial performance, including exposures, reserves and

recoverables, could be affected by the frequency and severity of unpredictable catastrophic events, actual loss experience, uncertainties in the reserving or settlement process, currency exchange fluctuations, new theories of liability, judicial,

legislative, regulatory and other governmental developments, litigation tactics and developments, investigation developments and actual settlement terms, the amount and timing of reinsurance receivable and credit developments among reinsurers.

Our forward-looking statements could also be affected by, among other things, competition, pricing and policy term trends, market acceptance, changes in demand, actual

market developments, rating agency action, possible terrorism or the outbreak and effects of war, and such other factors identified in our filings with the Securities and Exchange Commission. Readers are cautioned not to place undue reliance on

these forward-looking statements, which speak only as of the dates on which they are made. We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Chubb Limited

Financial Supplement Table of Contents

Page

I.

Financial Highlights

- Consolidated Financial Highlights

1

II.

Consolidated Results

- Consolidated Statement of Operations

2

- P&C Results - Consecutive Quarters

3

- Global P&C Results - Consecutive Quarters

4

- Summary Consolidated Balance Sheets

5

- Product Line

6

- Consolidated Results by Segment

III.

Segment Results

- North America Commercial P&C Insurance

9

- North America Personal P&C Insurance

- North America Agricultural Insurance

- Overseas General Insurance

- Global Reinsurance

- Life Insurance

- Corporate

IV.

Balance Sheet Details

- Loss Reserve Rollforward

- Reinsurance Recoverable Analysis

- Investment Portfolio

- Net Realized and Unrealized Gains (Losses)

- Debt and Capital

- Computation of Basic and Diluted Earnings Per Share

- Book Value and Book Value per Common Share

V.

Other Disclosures

- Non-GAAP Financial Measures

- Glossary

Note on Chubb Metrics:

In this financial supplement, business activity for, and the financial position of, Chubb acquisitions are reported at 100%, as required, except for core

operating income, net income, book value, tangible book value, ROE, per share data, and certain other key metrics, which include only Chubb’s ownership interest and exclude the non-controlling interest.

Chubb Limited

Consolidated Financial Highlights

(in millions

of U.S. dollars, except share, per share data, and ratios)

(Unaudited)

Note: All dollar amounts in the Financial Supplement are rounded. However, percent changes and ratios are calculated using whole dollars. Accordingly, calculations

using rounded dollars may differ.

Three months ended December 31

Constant $

Constant $

Year ended December 31

Constant $

Constant $

% Change

% Change

% Change

% Change

Gross premiums written

$

$

$

$

$

$

Net premiums written

$

$

$

$

$

$

P&C net premiums written

$

$

$

$

$

$

Global P&C net premiums written

$

$

$

$

$

$

Life Insurance net premiums written

$

$

$

$

$

$

Net premiums earned

$

$

$

$

$

$

P&C underwriting income

$

$

$

$

$

$

P&C CAY underwriting income ex Cats

$

$

$

$

$

$

Adjusted net investment income

$

$

$

$

$

$

Core operating income

$

$

$

$

$

$

Adjusted operating cash flow

$

$

$

$

Net investment income

$

$

$

$

$

$

Chubb net income

$

$

$

$

Operating cash flow

$

$

$

$

P&C combined ratio

Loss and loss expense ratio

Policy acquisition cost and administrative expense ratio

Combined ratio

P&C Current Accident Year (CAY) combined ratio ex Catastrophe losses (Cats)

CAY loss and loss expense ratio ex Cats

CAY policy acquisition cost and administrative expense ratio ex Cats

CAY combined ratio ex Cats

ROE

Core operating return on tangible equity (ROTE)

Core operating return on equity (ROE)

Effective tax rate

Core operating effective tax rate

Diluted earnings per share

Chubb net income

$

$

$

$

Core operating income

$

$

$

$

Weighted average diluted common shares outstanding

% Change

% Change

Book value per common share

$

$

$

Tangible book value per common share

$

$

$

Book value per common share, excl. AOCI

$

$

$

Tangible book value per common share, excl. AOCI

$

$

$

Financial Highlights

Page 1

Chubb Limited

Statement of Operations - Consecutive Quarters

(in millions of U.S. dollars)

(Unaudited)

Consolidated Statements of Operations

Full Year

Full Year

Gross premiums written

$

$

$

$

$

$

$

Net premiums written

Net premiums earned

Adjusted losses and loss expenses (1)

Realized (gains) losses on crop derivatives

8

7

2

(1

)

-

5

Losses and loss expenses

Adjusted policy benefits (2)

Realized (gains) losses from investment portfolios supporting participating policies

)

)

)

(Gains) losses from fair value changes in separate account assets

)

9

(1

)

)

8

Policy benefits

Policy acquisition costs

Administrative expenses

Adjusted net investment income (3)

Other (income) expense from private equity partnerships

)

)

)

)

)

)

)

Amortization expense of fair value adjustment on acquired invested assets

(1

)

(1

)

(4

)

(2

)

(2

)

(8

)

)

Net investment income

Adjusted realized gains (losses) (4)

)

)

)

)

Realized gains (losses) from investment portfolios supporting participating policies

)

)

)

)

Realized gains (losses) on crop derivatives

(8

)

(7

)

(2

)

1

-

)

(5

)

Net realized gains (losses)

)

)

)

Market risk benefits gains (losses)

)

)

)

)

)

)

Adjusted interest expense (5)

Amortization benefit of fair value adjustment on acquired long term debt

(5

)

(6

)

(5

)

(5

)

(5

)

)

)

Interest expense

Gains (losses) from fair value changes in separate account assets

(9

)

)

)

1

(8

)

Net realized gains (losses) related to unconsolidated entities

)

)

Other income (expense) from private equity partnerships

Other income (expense) - operating

)

9

Other income (expense)

Amortization expense of purchased intangibles

Integration expenses and severance

1

2

-

Income tax expense

Net income

$

$

$

$

$

$

$

Less: NCI income (loss)

)

Chubb net income

$

$

$

$

$

$

$

(1) Adjusted losses and loss expenses used throughout this report includes realized gains and losses on crop derivatives.

(2) Adjusted policy benefits used throughout this report includes gains and losses from fair value changes in separate account assets that do not qualify for separate

account reporting under U.S. GAAP and realized gains and losses on underlying investments supporting the liabilities of certain participating policies related to the policyholders’ share of gains and losses.

(3) Adjusted net investment income used throughout this report excludes Amortization expense of fair value adjustment on acquired invested assets and includes income

from private equity partnerships where we hold more than 3% ownership.

(4) Adjusted realized gains (losses) used throughout this report excludes realized gains and

losses on crop derivatives and realized gains and losses on underlying investments supporting the liabilities of certain participating policies related to the policyholders’ share of gains and losses.

(5) Adjusted interest expense used throughout this report excludes Amortization benefit of fair value adjustment on acquired long term debt.

Statement of Operations

Page 2

Chubb Limited

P&C Underwriting Results - Consecutive Quarters

(in millions of U.S. dollars, except ratios)

(Unaudited)

Chubb Limited P&C Underwriting Results

Full Year

Full Year

P&C underwriting income

Gross premiums written

$

$

$

$

$

$

$

Net premiums written

Net premiums earned

Adjusted losses and loss expenses

Policy benefits

Policy acquisition costs

Administrative expenses

P&C underwriting income

$

$

$

$

$

$

$

P&C CAY underwriting income ex Cats

$

$

$

$

$

$

$

% Change versus prior year period

Net premiums written

Net premiums earned

Net premiums written constant $

Net premiums earned constant $

P&C combined ratio

Loss and loss expense ratio

Policy acquisition cost ratio

Administrative expense ratio

Combined ratio

CAY P&C combined ratio ex Cats

CAY loss and loss expense ratio ex Cats

CAY policy acquisition cost and administrative expense ratio ex Cats

CAY combined ratio ex Cats

Other ratios

Net premiums written/gross premiums written

Expense ratio

Expense ratio excluding A&H

Catastrophe reinstatement premiums (expensed) collected - pre-tax

$

)

$

-

$

(5

)

$

)

$

$

)

$

Catastrophe losses - pre-tax

$

$

$

$

$

$

$

Unfavorable (favorable) prior period development (PPD) - pre-tax

$

)

$

)

$

)

$

)

$

)

$

)

$

)

Impact of catastrophe losses on P&C combined ratio - Unfavorable

Impact of PPD on P&C combined ratio - Favorable

Impact of Cats and PPD on P&C combined ratio - Unfavorable

P&C Results

Page 3

Chubb Limited

Global P&C Underwriting Results - Consecutive Quarters

(in millions of U.S. dollars, except ratios)

(Unaudited)

Global P&C

Full Year

Full Year

Global P&C underwriting income

Gross premiums written

$

$

$

$

$

$

$

Net premiums written

Net premiums earned

Adjusted losses and loss expenses

Policy benefits

Policy acquisition costs

Administrative expenses

Global P&C underwriting income

$

$

$

$

$

$

$

Global P&C CAY underwriting income ex Cats

$

$

$

$

$

$

$

% Change versus prior year period

Net premiums written

Net premiums earned

Net premiums written constant $

Net premiums earned constant $

Combined ratio

Loss and loss expense ratio

Policy acquisition cost ratio

Administrative expense ratio

Combined ratio

CAY combined ratio ex Cats

CAY loss and loss expense ratio ex Cats

CAY policy acquisition cost and administrative expense ratio ex Cats

CAY combined ratio ex Cats

Other ratios

Net premiums written/gross premiums written

Expense ratio

Expense ratio excluding A&H

Catastrophe reinstatement premiums (expensed) collected - pre-tax

$

)

$

-

$

(5

)

$

)

$

$

)

$

Catastrophe losses - pre-tax

$

$

$

$

$

$

$

Unfavorable (favorable) prior period development (PPD) - pre-tax

$

)

$

)

$

)

$

)

$

)

$

)

$

)

Impact of catastrophe losses on combined ratio - Unfavorable

Impact of PPD on combined ratio - Favorable

Impact of Cats and PPD on combined ratio - Unfavorable

Global P&C

Page 4

Chubb Limited

Summary Consolidated Balance Sheets

(in

millions of U.S. dollars, except per share data)

(Unaudited)

Assets

Short-term investments, at fair value

$

$

$

$

$

Fixed maturities available for sale, at fair value

Private debt held-for-investment, at amortized cost

Equity securities, at fair value

Private equities

Other investments

Total investments

Cash and restricted cash

Securities lending collateral

Insurance and reinsurance balances receivable

Reinsurance recoverable on losses and loss expenses

Deferred policy acquisition costs

Value of business acquired (VOBA)

Prepaid reinsurance premiums

Goodwill and other intangible assets ($25,775 and $25,219 represents Chubb portion as of 12/31/2025 and

Deferred tax assets

Separate account assets

Other assets

Total assets

$

$

$

$

$

Liabilities

Unpaid losses and loss expenses

$

$

$

$

$

Unearned premiums

Future policy benefits

Market risk benefits

Policyholder account balances

Separate account liabilities

Insurance and reinsurance balances payable

Securities lending payable

Accounts payable, accrued expenses, and other liabilities

Deferred tax liabilities

Short-term and long-term debt

Hybrid debt

Total liabilities

Shareholders’ equity

Chubb shareholders’ equity, excl. AOCI

Accumulated other comprehensive income (loss) (AOCI)

Chubb shareholders’ equity

Noncontrolling interests

Total shareholders’ equity

Total liabilities and shareholders’ equity

$

$

$

$

$

Book value per common share

$

$

$

$

$

% change over prior quarter

Tangible book value per common share(1)

$

$

$

$

$

% change over prior quarter

Book value per common share, excl. AOCI

$

$

$

$

$

% change over prior quarter

Tangible book value per common share, excl. AOCI

$

$

$

$

$

% change over prior quarter

(1) Refer to page 26 in this financial supplement for more details.

Consol Bal Sheet

Page 5

Chubb Limited

Consolidated Net Premiums Written by Product Line

(in millions of U.S. dollars)

(Unaudited)

% Change

Constant $

% Change

Full Year

Full Year

% Change

Constant $

% Change

Net premiums written

Property and other short-tail lines

$

$

$

$

Commercial casualty

Financial lines

Workers’ compensation

Commercial multiple peril (1)

Surety

Total Commercial P&C lines

Agriculture

Personal homeowners

Personal automobile

Personal other

Total Personal lines

Global A&H - P&C

Reinsurance lines

Total P&C

$

$

$

$

Life Insurance

Total Consolidated

$

$

$

$

(1) Commercial multiple peril represents retail package business (property and general liability).

Product Line

Page 6

Chubb Limited

Consolidated Results

(in millions of U.S.

dollars, except ratios)

(Unaudited)

North

America

Commercial P&C

North

America

Personal P&C

North

America

Agricultural

Overseas

General

Global